With Citigold and Citigold Private Client, we provide institutional-grade, personalized wealth management services, including dedicated wealth teams, digital planning tools, fund access, and a range of exclusive privileges, preferred pricing and benefits to affluent clients around the globe. Our business model focuses on customer loyalty and our core business franchise. They are, therefore, able to enjoy seamless, cross-border service from a worldwide team working together as one. And these efforts have leveraged the time and talent of thousands of Citi employee volunteers. Both groups want simple, seamless experiences that are not just best of bank but best in life, prompting us to allocate substantial resources and mindshare to exceeding our clients' evolving expectations of engaging with Citi on their channel of choice. In everything we do, we emphasize personalized advice, competitive pricing and efficient execution. ANZ Funds Pty Ltd 1,999,999,986 100% 2. Download. Dedicating ourselves to these relationships and ensuring our client experience stands above all else, we leverage the breadth of our unmatched global network to provide debt capital raising, merger and acquisition (M&A), and equity-related strategic financing solutions, as well as issuer services. "When we set our business priorities, we focus heavily on the balance of our business - the importance of not being overly reliant on any one product or geography and the benefits of that diversification to strong and consistent financial performance. Previous Years Annual Report. Part 2 (Page 1-316) Financial Statements. As a bank, we play a key role in helping businesses to transition to a digital and low-carbon economy. Our sales and trading, distribution and research capabilities span a broad range of asset classes, providing customized solutions that support the diverse investment and transaction strategies of investors and intermediaries worldwide. For a reconciliation of revenues in constant dollars to reported results, see the tables in "Global Consumer Banking—Latin America GCB" and "Global Consumer Banking—Asia GCB" in Citi's 2019 Annual Report on Form 10-K included with this letter. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. Changes to my management team include a new President of Citi and CEO of Global Consumer Banking, Jane Fraser; a new CEO of our Institutional Clients Group, Paco Ybarra; a new CFO, Mark Mason; and new heads of our three regions. In addition to helping clients realize the opportunities inherent in transitioning to a low-carbon economy, we are conducting sophisticated analyses of the risks associated with our own and our clients' exposure to a variety of transition scenarios. Citi's Public Finance team is playing its part by financing, among other critical projects, the two largest airport public-private partnerships in U.S. history. While we recognize that we have much more to do, we are proud of where we are headed. Citi's Global Consumer Bank (GCB), a global leader in banking, credit cards and wealth management, is a critical growth engine for Citi. Retail Services generated purchase sales of $88 billion and ended the year with a loan portfolio of $53 billion. Attachments. Our earnings per share of $8.04 were up more than 20% compared with the year before. To deepen and acquire client relationships outside our branch footprint, we deployed a digitally led challenger strategy to drive incremental growth by leveraging the strength of our brand, the national scale and quality of our credit card franchise, and our leading wealth management capabilities. In Mexico, we continued to leverage Citibanamex's extraordinary prestige and leading market position to deliver double-digit growth in earnings before taxes even in a muted market environment. Throughout the nine-week campaign, our Foreign Exchange business donated $1 for every $1 million traded on its electronic platforms, including Citi Velocity, Citi's flagship trading platform for institutional clients, and CitiFX Pulse for corporate and custody clients. Annual Report 2016 DOWNLOAD HTML. Date; 31-Dec-2019 : 29-May-2020 : 31-Dec-2018 : 21-Mar-2019 : 31-Dec-2017 : 22-Mar-2018 : 31-Dec-2016 : 02-Mar-2017 : 31-Dec-2015 : 03-Mar-2016 : 31-Dec-2014 : 05-Mar-2015 : 31-Dec-2013 : 06-Mar-2014 : 31-Dec-2012 : 21-Feb-2013 : 31 … Across the U.S., Citi continued to advance financial inclusion and the economic strength and growth of communities. Louisville, KY 40233-5004 At year-end, card receivables were $175 billion. Chinese PDF 20.96MB. We also introduced Citi® Global Collect, a collaboration between our TTS and Foreign Exchange businesses -a new cross-border platform to help clients manage collecting cross-border business-tobusiness payments by digitizing the transaction process and embedding FX capabilities. Citi was recognized with a number of industry awards, including Best Digital Bank in Asia (Euromoney), Best Digital Bank in Mexico (Global Finance) and Most Desirable Mobile Banking Features in the U.S. (Business Insider Intelligence). Our unique business model enables us to focus on fewer, larger and more sophisticated clients who have an average net worth above $100 million. PBB 2019 Annual Report (Page 108 to Page 165).pdf 2.3 MB. Globally, we continued to introduce industry-leading digital capabilities, redesign the client experience, and embed our services in the most popular social and e-commerce platforms, enabling customers to bank anytime, anywhere, on their channel of choice. A growing number of our clients seek to align their investments with their personal values. In 2019, we built out our predictive analytics team to help us better understand how we attract, retain and promote top talent. For the third consecutive year, Citi was named the Best Bank for High Net Worth Families by Kiplinger. Chief Executive Officer, Citigroup Inc. 1 Excludes the impact of foreign exchange (FX) translation (constant dollars), as well as pretax gains on sale in 2018 of approximately $150 million on a Hilton portfolio sale in North America Global Consumer Banking (GCB) and approximately $250 million on an asset management business in Latin America GCB. Banque Havilland Annual Reports and other Public Documentation. 2019 Annual Report [PDF, 6 MB] Letter to Shareholders. Stockholder inquiries can also be directed by e-mail to shareholderrelations@citi.com. Japanese PDF 26.79MB. In 2019, we exceeded our $100 billion goal, more than four years ahead of schedule, thanks to increasing focus on the need to solve the problem, growth in environmental finance activity in the global market, and the development of new and innovative financial products such as lending linked to key environmental, social and governance indicators. A year after we aligned our structure to create a holistic client coverage model in the form of the unified Banking, Capital Markets and Advisory (BCMA) team, our share rose year-over-year across mergers and acquisitions (M&A) and equity and debt capital markets. Part 1 (Page 1-267) Business Review. This transaction is expected to close in mid-2020. Do you wish to proceed? We know that engagement with our people throughout their career paths at Citi, along with a commitment to being a company with values that they can be proud of, is essential to our success. 11 financial highlights. Branded Cards provides payment, credit and lending solutions to consumers and small businesses, with 55 million accounts globally. 15 board of directors' profile. Cover photo: U.S. wind and solar project owned by NextEra Energy Partners, LP and KKR. Specific offerings include payments and receivables, liquidity management and investment services, commercial card programs, and trade services and trade finance. Mike was joined at the ribbon-cutting ceremony by South Dakota Lieutenant Governor Larry Rhoden; U.S. In the first two transactions under Scaling Enterprise, the partners have committed $5 million in financing to InI Farms to help smallholder banana and pomegranate farmers in India access export markets and increase incomes by up to 20%, as well as $5 million in financing to d.light to expand access to off-grid solar energy in Kenya. We generated double-digit growth in digital and mobile users globally, and client engagement and satisfaction meaningfully improved. Loans and working capital in local currency and at affordable rates can enable innovative social impact companies to achieve scale, greater efficiencies and lower costs. These included our new Rewards+SM card, a unique value proposition that provides cardmembers with the ability to earn more points on everyday purchases, as well as relationship-based offers that leverage our proprietary ThankYou® and Citi® Double Cash rewards products. For a reconciliation of revenues in constant dollars to reported results for Citi's consumer business (GCB) and institutional business (Institutional Clients Group), see Slide 31 of Citi's Fourth Quarter 2019 Earnings Review available on Citi's investor relations website. Scaling Enterprise will facilitate vital growth financing to companies that are expanding access to finance, agriculture, energy, affordable housing, water and sanitation to low-income households in emerging markets. Financed by Citi. We are also assessing our exposure to climate hazards to inform business continuity and resilience planning. TTS has established itself within our firm and industry as a pioneer in steering the shift from analog to digital platforms and processes. With a strategic focus on the U.S., Mexico and Asia, the Global Consumer Bank serves more than 110 million clients in 19 markets. That strategy is showing results, and Citi's digital leadership has been recognized in each region. The CoDi story goes beyond growth. We retained our ranking as the world's largest fixed income dealer, according to Greenwich Associates' annual benchmark study, which marks the fourth year running that Citi has secured the top spot. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world. CitiConnect®, our API connectivity platform, reached a new milestone with more than 157 million API calls processed by clients in 2019, compared with 18 million in 2018, representing a growth rate of 750%. Financial Statements 6.838MB. We are on a path to return approximately $62 billion of capital to our shareholders, exceeding our commitment. Disclaimer. We strive to earn and maintain the public's trust by constantly adhering to the highest ethical standards. This new alignment leverages the full breadth of solutions provided by our client network and gives us new opportunities to continue to build and develop our top talent. Part 1 (Page 1-293) Business Review. 1 Please see Key Capital Metrics on page 3. View all annual reports of Amãna Bank PLC, Sri Lanka. Close. Our annual e for Education campaign raised $8.15 million in 2019 to benefit education-focused nonprofits. 3 Excludes the impact of FX translation, as well as the gains on sale in North America GCB and Latin America GCB described in endnote 1. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world. 21 corporate governance. We advise people on how to invest for future needs, such as their children's education and their own retirement, and help them buy securities such as stocks and bonds. Those connections run deep between our banking teams and clients and across products, sectors, markets and regions. Annual Report and Audited Accounts 2018-19 In accordance with the provision of Section 32(3) of the Bank of Mauritius Act 2004, I transmit herewith the fifty-second Annual Report of the Bank, which also contains the audited Accounts of the Bank for the year ended 30 June 2019. Greater China Services . Sathapana Bank Annual Report 2019 Sathapana Bank Annual Report 2016 Sathapana Bank Annual Report 2014 Sathapana Bank Annual Report 2018 Sathapana Bank Annual Report 2015 MARUHAN Japan Bank Annual Report 2014 Sathapana Bank Annual Report 2017 MARUHAN Japan Bank Annual Report 2015 Footer. We drove 4% underlying revenue growth across our Consumer and Institutional franchises.1We have grown loans and deposits for 16 consecutive quarters. The Mission and Value Proposition at the front of this report describes not just what we do but how and why we do it. The science is clear: climate change is a monumental challenge, and we need to move toward a low-carbon global economy. For more information on the partnership visit citi.com/IPC. Web address: www.computershare.com/investor. TTS continues to transform itself to be the financial platform for global commerce. Citi also structured a convertible equity portfolio financing solution for NextEra Energy Partners (NEP) and KKR to fund a renewables portfolio, a unique structure that met the strategic, corporate finance and return objectives of both clients. To date, we have returned approximately $53 billion, including a portion of the roughly $22 billion we gained regulatory approval to return over the 2019 Comprehensive Capital Analysis and Review cycle. We have been on the front lines and in charge of leading our industry with our sustainability strategy since joining the United Nations Environment Programme Finance Initiative in 1997 and co-founding the Equator Principles in 2003. We were lead financial advisor to Raytheon on its all-stock merger with United Technologies' aerospace unit. E ... Home Investor Relations Annual Reports. We continued to make progress toward the financial targets we have laid out. © 2020 Citigroup Inc. All rights reserved. In 2019, Branded Cards generated annual purchase sales of $476 billion and ended the year with a loan portfolio of $122 billion. We are committed to helping our clients preserve their wealth for themselves, for their families and for future generations. Annual Report 2017 DOWNLOAD HTML. Since the inception of digital onboarding, we have led over 3,000 advisory sessions with clients across our Digital Advisory, Treasury Diagnostics and Innovation Lab practices to help them grow, improve risk controls and enhance financial returns. President and Chief Operating Officer . Annual Report 2019 CORPORATE FINANCIALS ADDITIONAL INFORMATION 3 The Business Principal activities include assisting customers to meet their investment and hedging needs through various treasury products, ranging from foreign exchange, money market, derivatives including interest rate swaps and interest rate Display mode (Doesn't show in master page preview). This support has enabled community organizations and municipal leaders to connect more than 850,000 young people around the world to jobs, paid internships, mentorship, workforce training and leadership development. The $19.4 billion we earned on $74.3 billion in revenues was $1.4 billion higher than in 2018. In Asia, we introduced co-brand and white label credit card partnerships with digital leaders, including Grab, Lazada and Paytm, with over 10 partnerships now live. Bank Al-Maghrib. Regardless of source, our intent is the same: tapping technology to eliminate client pain points and frustrations, streamline our processes, and deliver holistic, integrated products and services to customers and clients of all sizes and sectors more seamlessly and efficiently than peers. Digital account opening was rolled out in branches across the country - a 12-minute experience from start to finish - while new, redesigned mobile app functionality is driving robust mobile user growth, up 50% for the year. Arabic PDF 21.17MB. In 2019, Citi delivered our most profitable year since 2006. As for Citi's concrete commitments, our businesses seek out opportunities to address challenges that impact our clients and communities. ANNUAL REPORT 2019 Together Through Generations Exceptional shareholder returns • All cash dividend of 64 sen per share • 7.4% dividend yield RM13.18 billion • Highest ever Pre-Provisioning Operating Profit for the Group Hall of Fame Inductee in 2019 • Putra Brand Awards: Best-in-class for Banking, Investment & Insurance for 10 consecutive years. With a high-touch, segment-driven relationship model that serves clients across the full spectrum of consumer banking needs, Citibank serves as a trusted advisor to its retail, wealth management and small business clients at every stage of their financial journey. We are also on track to achieve our goal of sourcing 100% renewable electricity across our global operations in 2020. For a reconciliation to reported results, see Slide 31 of Citi's Fourth Quarter 2019 Earnings Review available on Citi's investor relations website. Our digital channel, Citi VelocitySM, gives unprecedented access to capital markets intelligence and execution. We protect people's savings and help them make the purchases — from everyday transactions to buying a home — that improve the quality of their lives. In Wealth Management, we continued to enhance our capabilities, investing in our offerings and digital tools to meet a wider spectrum of customer needs. With every action we take, we strive to demonstrate the value we contribute and the values we uphold. At Citi, we emerged in a strong competitive position in terms of capital, liquidity, technology and, importantly, talent. Годовой отчет КБ «ЭНЕРГОТРАНСБАНК» (АО) – 2019 год 3 ; Z g d k h a ^ Z g \ k h h l \ _ l k l \ b b k j _ r _ g b _ f h [ s _ ] h k h [ j Z g b y m q Z k l g b d h \ ; Z g d Z h l 16.07.2001 ( i j h l h d h e №1) Citi acted as global coordinator, as well as sole financial advisor, debt structuring agent, hedging coordinator, documentation agent and facility agent on a €10.4 billion bridge facility package for CK Hutchison Group Telecom Holdings Limited (CKHGT) to support the creation of a new telecom holding company. Flash forward to September 2019 and Climate Week in New York: Citi was the only U.S. bank to sign on to the United Nations' Principles for Responsible Banking, joining a coalition of 130 global financial firms that have agreed to align their business practices related to climate risks and opportunities with the UN's Sustainable Development Goals and the Paris Agreement. We continue to believe that empowering young people, providing early work experience and financial knowledge, incubating an entrepreneurial mindset, and creating networks and access to role models are each integral to enabling youth to build a stronger future for themselves, their families and their communities. Our network-driven strategy allows us to offer an integrated suite of wholesale banking products and services to clients who value our unmatched country presence and who require a financial services partner that can help them grow in any country where they do business. 07/29/2020 | Press release | Distributed by Public on 07/29/2020 16:36. We recently launched a $150 million Citi Impact Fund to invest our own capital in U.S.-based companies that are applying innovative solutions to help address four societal challenges: workforce development; sustainability; financial capability; and physical and social infrastructure. The new space features an abundance of natural light and panoramic views throughout the building, coupled with collaborative workspaces, new amenities and cutting-edge technology, making it a great place to come to work. It's simply smart business. The key performance indicators of the Santander UK Group Holdings plc group can be found on pages 16 and 17 of its 2019 Annual Report, which does not form part of this report Santander UK at a glance We are uniquely placed as a leading scale challenger bank. 6 POLICE BANK Annual Report 2019 Annual Report 2019POLICE BANK7 Supporting our Members and their communities I have also never felt better or more confident about who we are, what we stand for, and the lasting value of the many things we do for our clients, our communities, our shareholders, our people and all of our stakeholders worldwide. Download. We are Citi, the global bank — an institution connecting millions of people across hundreds of countries and cities. We collaborate both internally across our business units and externally with stakeholders to maximize our impact. In Asia, we continued to enhance the client experience, unveiling a revitalized Citigold Private Client experience in China and launching Citibank Global Wallet in 13 markets, a market-first product that provides unrivaled convenience in foreign currency withdrawal and spending. Annual Report View; Ann. To further drive national scale and embed our services on the platforms consumers use most, we announced our intent to explore providing checking accounts to consumers nationwide through Google Pay in 2020. We also repeated the assessment for U.S. minorities and are pleased that after actions in 2018, there was no statistically significant difference between what U.S. minorities and non-minorities are paid at Citi. We ranked #1 in sales quality and trading quality, as well as #1 in e-trading. Toll-free No. Financial Capability and Access to Capital. For more information on our sustainability efforts, please visit citi.com/citi/sustainability. In Asia, we entered into new credit card partnerships with digital leaders Grab, Lazada and Indian e-commerce juggernaut Paytm. Citi was a joint global coordinator and joint bookrunner on Alibaba Group's $12.9 billion Hong Kong secondary listing, which was the largest global technology follow-on in history and the largest ever follow-on by a Chinese issuer. In 2019, Euromoney magazine named TTS the World's Best Bank for Transaction Services in its annual Awards for Excellence. In billions of dollars, except per-share amounts, ratios and direct staff. These results reflect how well our model can perform, even in an uncertain environment. Its $21.8 billion bridge loan facility is the second largest in energy globally and the largest in North America. Internationally, we launched a suite of new products and digital capabilities. Welcome! In a country where 80% of payments are made in cash and 40 million Mexican adults don't have a bank account, CoDi will change the way Mexicans transfer money and pay each other. In its six core strategic markets, Citi is a deposit leader, maintaining the highest average deposits per branch versus peers for the past six years. Citi strives to create the best outcomes for our clients and customers with financial solutions that are simple, creative and responsible. Our increased share shows how we can deliver a full suite of services to clients who rely on us to sustain steady transactional flow. Summaries of the Cour des comptes 2019 Annual Public Report. Citigroup had approximately 66,990 common stockholders of record continuity and public bank annual report 2019 planning, one particular infrastructure gap increasingly... Master Page preview ) many, what you can Expect from us & what public bank annual report 2019 do.! 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