In our guide, we’re exploring all the key information about personal loan offers from HSBC, ways to get them, pros and cons for borrowers, etc. I applied for a loan . Better off going else where where youll get better rates. We will contact you within 2 business days about the status of your application. … from Everyday Loans4.85 from 4266 reviews, © Smart Money People 2021. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. Start your application online for an HSBC Personal Loan today. I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. The borrower has a 10-day cooling-off period from the date of receiving the offer. In addition, the starting interest rate for existing customers is 1% lower. You can check what rates you may qualify for online through a soft credit inquiry — it won’t affect your credit score. I did everything that was expected of me including extra PAY STUBS and bank statements. Bought a loan from HSBC. Exclusively on SingSaver, HSBC offers a flat interest rate from as low as 3.7% p.a (EIR 7% p.a) for all eligible income earners of $30,000 and above. Could be a little bit cheaper on the interest rate, and... Read more, Bought a loan from HSBC. HSBC Personal Loans Review HSBC offers lower starting APRs and higher loan amounts for qualifying customers. I applied online for a loan and all the information provided online was totally misleading. After you have submitted your application, we will begin the review process on the next business day. No one recommends Everyone recommends. Rates for its personal loans are as low as 6.99% (existing customers start at 5.99%), with loan amounts starting at $3,000. Set up was a breeze and well explained, Not efficient at all, customer service leaves nothing to be desired, not considerate, HSBC loan has been a god send for me, so affordable for me and was quick and easy to apply for, I live in USA Florida and i am a happy woman today? We use cookies to give you the best possible experience on our website. I wanted to close the loan early and I still have to pay full amount which is so crazy! Formerly known as Marine Midland Bank and established in 1850, the bank today has 230 branch locations across the United States. I have no idea what the loan terms were but I was unable to keep up the repayments of that and a credit card they had already given me Had to convert it to a money... Read more, I was off sick from work. $3,000 to $30,000 (new customers) or $50,000 (HSBC Premier and Jade customers). WELL IM SUPPOSED TO PAY PEOPLE AND HAVE A NEW MORTGAGE COMING THROUGH FOR WHICH I CANT GET MY DEPOSIT OUT, SO BASICALLY I HAVE NO ACCESS TO ANY MONEY FOR A POSSIBLE 8 WEEKS AND THEY SAY ITS LEGAL. Investopedia is dedicated to providing consumers with unbiased, comprehensive reviews of personal loan lenders. Super clear, simple process. The products are many and affordable! Knowledge Hub. You can use your personal loan proceeds for almost any purpose, including home improvement projects, vacation expenses, car repairs, relocation expenses, and debt consolidation. THIS WAS THE BIGGEST MISTAKE OF MY LIFE. Apply today. Learn more about how we review products and read our advertiser disclosure for how we make money. (EIR 7% p.a.) Can You Refinance a Personal Loan With HSBC. i HAD BOTH MY PERSONAL AND BUSINESS ACCOUNTS WITH HSBC AFTER LEAVING BARCLAYS OF 28 YEARS. Rates for its personal loans are as low as 6.99% (existing customers start at 5.99%), with loan amounts starting at $3,000. WELL ONE THING IS FOR SURE MY BUSINESS WILL SUFFER AND MY CREDIT RATING WILL BE DESTROYED AND YET THEY STILL WILL NOT ANSWER ME AS TO WHY......... MY ADVICE IS STAY WELL AWAY FROM HSBC AS THE SERVICE IS TERRIBLE, FORGET COVID AS THEY USE THAT AS AN EXCUSE AS THEY DONT CARE ABOUT THE LIKES OF ME OR YOU AND JUST WALK ALL OVER US. If you’re approved, the funds are transferred directly to your HSBC bank account (at the earliest eight days after we get your signed offer). First time i have requested a loan from Hsbc and very disappointed with the service. to 16.99% p.a. Easy to take with relatively low interest. Money hit the account immediately. How stupid is that. Compare Personal Loan Fixed Rate and other Personal Loans products at RateCity, Australia's leading comparison site . As one of the largest banks in the world, HSBC has branches in 10 states and a presence in 64 countries and territories. The APR on your Personal Loan may be higher and will be based on your credit history, among other factors. Once a full application is submitted, HSBC will conduct a hard credit pull, which can negatively affect your credit score temporarily. Terrible Terrible service!!!!!!!! So I rang my bank, HSBC, and within minutes I got an incredible deal and now have a great car with affordable monthly repayments! Not worth rating!!! +100%. You will get money in your account instantly after approval. barrymoreloans12@gmail.com or you can text +19725345446. All rights reserved - It was easy to set up. There is no Customer Protection for this and they simply said it was mentioned in T&C and doesn't help much. By phone Call toll-free 1-888-310-4722. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs Sharon Coolidge referred you to them. I contacted HSBC and the figures provided were nowhere near to the online figures. HSBC Personal Loan review January 2021 Barclays’ existing customers in need of some extra financial support for their personal projects can apply for this fee-free unsecured personal loan. The bank offers a myriad of banking and loan products. Term Deposits. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. -100% 0% +100%. How stupid is that. HSBC restricts you from using your personal loan to purchase or invest in real estate and/or securities, pay for post-secondary education costs, or contribute to business expenses. Applicants earning between S$30,000 and S$120,000 can get up to 4X of monthly salary, whereas S$120,000 and above earners get up to 8X. Compare HSBC personal loans and rates The table below displays a snapshot of HSBC’s secured personal loan products and rates on Canstar’s database, sorted by Star Rating (highest to lowest). Different types of HSBC customers may be able to borrow more than the $30,000 maximum granted to new customers. I would strictly against this SCAM run by HSBC bank. Staff made an appointment for me at a convenient time. I would be looking for some help on this. Expected the usual bouncing around of paperwork. THIS WAS THE BIGGEST MISTAKE OF MY LIFE. To see other options that may be better, visit our list of the Best Personal Loans companies. This website uses cookies to help enhance your user experience. HSBC Bank Personal Loans Review. As one of the largest banks in the world, HSBC has branches in 10 states and a presence in 64 This allows borrowers to decrease their monthly payments by spreading the cost of the loan over a longer period of time. We’ve examined relevant factors such as fees, credit score requirements, and rates to help you as you’re shopping around. generally though an excellent service and i would recommend I have no idea what the loan terms were but I was unable to keep up the repayments of that and a credit card they had already given me> Had to convert it to a money management loan to pay back £150 a month whilst on benefits for about 6 years. 10/21/2019 Many or all of the companies featured provide compensation to LendEDU. To apply for HSBC Personal Loans, you must meet the following requirements: You must be between 21 and 65 years of age; Annual income of SGD30,000 for salaried or SGD40,000 for self-employed or commission-based Singapore Citizens and Permanent Residents; Annual income of SGD40,000 for foreigners with Employment Pass validity of at least 6 months Request a callback Request a callback about an HSBC Personal loan This link will open in a new window. Financial goals and plans Financial goals and individual needs change over time which is why it is important that they are reviewed regularly. generally though an excellent service and i would recommend. Existing customers can opt to receive an official check or have funds deposited into their HSBC account immediately upon approval. We will continue to serve you from our other HSBC branches, 24/7 Call Centre and Digital Banking. Different … I was off sick from work. (1) Subject to qualifying for the HSBC Premier offer as described in this brochure and to the Bank’s review and acceptance of the application. THEY LOCKED BOTH BANKS WITHOUT A PHONE CALL TEXT OR EMAIL TO TELL ME, I HAD TO FIND OUT WHEN I COULDNT GET MONEY OUT,... Read more. Still, it doesn’t hurt to see what you can qualify for — existing HSBC customer or not — as the bank only does a soft credit pull initially. HSBC offers personal loans to be repaid over two to five years. , , , , , , , , , , , , . Most accessible loan in the market with the lowest income criteria for expats Equipped with an attractive interest rate from as low as 3.7% p.a. With HSBC’s Personal Loan, borrowers can easily enjoy the most affordable deals as its promotional interest rates offered through ValueChampion are … When I arrived at the appointment the member of staff put me at ease straight away, discussed my needs and talked me through the options. I wanted to close the loan early and I still have to pay full amount which is so crazy! SUPERMONEY NET RECOMMENDATION SCORE. For HSBC personal loans disbursed between 16th and 31st of the calendar month, the EMI date will be 15th of next calendar month. Approved loans for new customers may be available as soon as the next business day. Calculators. You must then sign the offer, and return it to us with the necessary supporting documents, for us to review. 1 Rates are applicable to new applications. The bank offers a myriad of banking and loan products. I would have to reapply. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. I contacted HSBC and the figures provided were nowhere near to the online figures. Credit Cards. Smart... HSBC personal loan reviews on Smart Money People are honest reviews. Superannuation. Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. Fair interest and decent support in the difficult times currently being experienced. By using Smart Money People, you agree to our privacy policy. With our Premier Personal Loan, get preferential interest rates, while receiving all the personalised care and extra benefits of being a Premier customer. Net Recommendation Score +100%. As one of the largest banks in the world, HSBC has branches in 10 states and a presence in 64 countries and territories. Lowest income criteria for foreigners I have always been a good loyal customer with a good credit history with HSBC and never in my entire life had any financial issues which has led to late payments, overdrafts ect. Although the starting rate is competitive, non-HSBC customers may want to shop around to find the best rate. The rate was the lowest I found and the money was in my account very quickly. 1 Personal loan products are offered in the U.S. by HSBC Bank USA, N.A and are subject to credit approval. Borrowers cannot refinance an HSBC personal loan. Personal Loans Home Loans Auto Loans. There is no Customer Protection for this and they simply said it was mentioned in T&C and doesn't help much. Secure bank in terms of customers' money. Based on the applicant’s Equifax Score Band Interest rates range from 8.50% p.a. Main points to consider with an HSBC Personal Instalment Loan. easy to apply online, and very easy to make payments and manage online or on the app. Please note that basis Goods and Services Tax (GST) regulations and notified GST rates, Central GST and State/Union Territory GST, Cess or Inter-State GST, as applicable, would apply on our fees and charges. General. Unfortunately, new customers will have to look elsewhere if they need to borrow more than $30,000 or are looking to apply for a personal loan with someone else. Dear Customers, effective 31 December 2020, our Manama Branch operations will be discontinued. Found dealer finance a real rip off loan and all the information provided online was misleading. I still have to pay full amount which is why it is that... Addition, the bank also provides loans with the necessary supporting documents, for us to review HSBC., comprehensive reviews of Personal loan car but found dealer finance a real rip.! 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In the difficult times currently being experienced opportunity to take a look at our review of HSBC customers be! A hard credit pull, which can negatively affect your credit score temporarily but HSBC was not one of loan! Rate from as low as 3.7 % p.a by payment we receive from our other HSBC branches, 24/7 Centre! Have used a HSBC Personal loan - Read unbiased reviews of HSBC Personal #..., with timely communication and follow-ups Read unbiased reviews of HSBC Personal loan you... Longest tenures ( up to 7 years ) in Singapore or in person for an HSBC Personal loan, will! Financial situation application was simple with a good... Read more the $ 30,000 maximum to! I DIDNT WARN you by calling us today on +1 441 299 5959 get funding quickly about how we Money! It is important that they are reviewed regularly link will open in a new window visit list... We will continue to serve you from our advertising partners will pay less interest if you have good! Other factors Loans4.85 from 4266 reviews, reply, and you can get quickly. Than hsbc personal loan review lenders, but HSBC was not one of the lowest i found and figures...

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